
As the Securities and Transactional Leader in the Firm's Financial Institutions Group, Joseph focuses his practice on corporate, securities, and regulatory matters. He regularly represents public and private banks and bank holding companies in connection with mergers and acquisitions, equity and debt offerings, and other strategic corporate actions. In addition, Joseph assists the Firm's public financial institutions with their continuing compliance with federal and state securities laws. He is a frequent speaker on corporate and regulatory matters affecting financial institutions at industry conferences and trade association meetings. Joseph currently lives and works in Minneapolis, Minnesota, and is the partner-in-charge of developing the Group's practice in the upper Midwest region.
Financial Institutions
The Financial Institutions Group has grown to 30 lawyers representing over 250 banks across the country. The group prides itself in providing to banks the same efficient, experienced, and responsive service that its banking clients provide to their customers. As a result, we are a continual national leader in bank M&A deals the past 20 years. We also have one of the largest groups of regulatory attorneys in the country serving regional and community banks in regulatory enforcement, workout, restructuring, and compliance matters.
- S&P Global Market Intelligence rankings has listed our Firm as one of the top firms in the nation in number of announced bank and thrift merger and acquisition transactions during the past 10 years. For the last decade, our Firm ranked #1 in the Midwest. In total, we have represented buyers and sellers of financial institutions in more than 300 mergers and acquisitions.
Representative Experience
Represented USAmeriBancorp, Inc. (OTC Pink: USAB), in connection with its merger with Valley National Bancorp (NYSE: VLY).
Represented Anchor Bancorp, Inc. in connection with its sale to Old National Bancorp (Nasdaq: ONB).
Served as Issuer’s counsel for the $69.1 million initial public offering of Alerus Financial Corporation (ALRS/Nasdaq), a financial holding company headquartered in Grand Forks, North Dakota.
Representation of Bridgewater Bancshares, Inc. (Nasdaq: BWB) and its subsidiary Bridgewater Bank (HQ: Minnesota) in M&A, IPO, subordinated debt, and other transactions.
Represented Dieterich Bank of Effingham, Illinois, in connection with its acquisition of five Illinois branches of First Bank, St. Louis, Missouri.
Represented Heartland Financial USA, Inc. in the sale of its consumer finance subsidiaries Citizens Finance Co. and Citizens Finance of Illinois Co., and the completed sale of their existing loan portfolios to American Credit Acceptance, LLC.
Represented Gateway Banc Corp. in connection with its definitive merger agreement with McLaughlin Holding Company.
Activities & Honors
- Adjunct Professor, Securities Law Graduate Program in Financial Services Law, Chicago-Kent College of Law (2008-2012)
Speaking Engagements & Presentations
Articles & Publications
News
Services
Education
University of Chicago Law School, J.D., with honors, 2004
Carleton College, B.A., magna cum laude with academic distinction, 1999
Bar & Court Admissions
- State of Illinois
- State of Minnesota
- State of California (inactive)