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Is It Time to Rewrite the CRA?

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Passed when bank branches were king, the CRA is increasingly obsolete in the digital world.

Barack Ferrazzano Financial Institution Group Partner and Regulatory Section Leader John Geiringer commented on the Community Reinvestment Act (CRA) and its role in a financial industry that's moving away from branch-focused banking. In "Is It Time to Rewrite the CRA?" from the 2017 4th Quarter issue of Bank Director, John discusses the importance of banks proactively establishing relationships with community groups, as well as the CRA's viability in a digital world. A former bank regulator and compliance consultant, John is a frequent speaker and author on issues surrounding banking regulations, examinations and enforcement actions.

Click here to read the full article on Bank Director.

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